Powering payments for the autonomous economy
Traditional payments limit machine commerce and orchestration. Built on HTTP 402, 402pay enables instant, frictionless micropayments and automated transactions without fees.
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Digital Product
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Why traditional payments fail AI agents
Traditional card networks charge fees of 1.5–4.35%, creating barriers to AI-driven commerce. 402pay changes the game:
Instant global settlement
Payments arrive immediately, worldwide—no banks, no delays.


Flat fee
Clear, consistent, affordable pricing for every transaction.

Unified crypto & fiat payments
Effortlessly accept stablecoins or fiat currencies at checkout.
Why HTTP 402?
Leveraging HTTP 402, 402pay powers autonomous commerce at web speed.

Web-native transactions
AI agents seamlessly pay for APIs and resources directly through HTTP requests.

Zero integration complexity
No accounts, no logins—simply plug and pay.

Massive scalability
Effortlessly manage billions of microtransactions, down to sub-cent levels.
Integrate fast, scale effortlessly
Humans and agents can start monetizing in minutes. Go deeper with custom logic whenever needed—no friction, no hassle.

Instant gating
Control API and data access instantly with HTTP 402—zero setup required.

Invisible backend
402pay manages payment complexity, freeing your agents to thrive.

Custom APIs
Easily trigger payments with webhooks tailored to any workflow.
Built for the agent economy
Legacy payment systems are slow and expensive. 402pay combines HTTP 402 and decentralized rails, enabling instant, ultra-low-cost micropayments.

Instant payments
Agents pay as low as $0.00001 per call via HTTP 402—no accounts, no waiting.

Flexible monetization
Support one-time, recurring, or usage-based billing for APIs, data, or content.

Agent marketplace
Join our decentralized marketplace to discover and monetize AI agents.

Metered billing
Charge customers based on usage or recurring patterns.
Recurring plans
Easily offer subscriptions for premium AI services.
One-time access
Instantly unlock content or datasets with a single payment access.

Non-custodial
Maintain complete control of your funds using secure wallets.

Privacy first
Payments are encrypted to safeguard agent interactions.

Flat fee
Transparent, straightforward pricing on every transaction.